How the Surplus Funds Process Works

We'll walk you through each step so you know exactly what to expect. Everything is explained clearly, and you stay in control the entire time.

Step 1 — We Check Public Records

We begin by reviewing public records connected to your previous property.

This allows us to determine whether surplus funds may exist from the foreclosure or tax sale.

If nothing is found, we'll let you know.

If funds appear to be available, we'll explain what we see and what it means.

Step 2 — We Explain Your Options

If surplus funds are identified, we walk you through:

  • Where the funds are being held
  • What is required to file a claim
  • The expected timeline
  • Any documents that may be needed

You'll receive clear explanations in plain language so you can decide what feels right.

There is no obligation to move forward.

Step 3 — We Prepare and Submit the Claim

If you choose to proceed, we handle the preparation and submission of your claim.

This may include:

  • Completing required forms
  • Gathering supporting documentation
  • Working with attorney partners when required

Everything is handled carefully and documented along the way.

Step 4 — Review and Approval Process

Once submitted, the claim is reviewed by the appropriate county or court.

Timelines vary depending on location and requirements.

Some claims move quickly, while others take more time.

We keep you updated so you know where things stand.

Step 5 — Funds Are Issued

If the claim is approved, the funds are released according to the county or court process.

At that point:

  • You receive your funds
  • Our agreed-upon fee is applied from the recovered amount
  • You never pay anything upfront

Clear Fees. No Surprises.

If you choose to work with us, our fee is 15%–20% of the recovered funds, depending on the complexity of the claim.

We are only paid after funds are successfully recovered.

If no funds are recovered, you owe nothing.

All terms are explained in writing before anything moves forward.

You stay in control throughout the process.

You can ask questions at any time, review everything in writing, and take the time you need before making a decision.

Ready to see what public records show?

A quick claim check can help determine whether surplus funds may exist in your name.

Check My Claim (Free & Confidential)

No upfront fees • No pressure • Everything explained in writing